Pat was able to get us a great rate on our new mortgage and him and his team were exceptionally professional through the entire lending process. Close attention was paid to contractual milestones and we were made to feel that our business was very appreciated and valued through the entire process. If you are local to Northern Virginia, you should be working with Pat and team on your next mortgage. Wonderful experience from start to finish.
Patrick and his team make your life so easy when using them. I used them when I first bought my home and just used them again to refinance. Both times were so easy and they did everything they could to make the process for me as easy as possible. Can’t recommend them enough!
Pat and team made my home buying experience so smooth and simple! They're a team that responds immediately and are so patient with explaining what's needed especially for first-time homebuyers like myself. I would 100% recommend.
Patrick and his team are absolutely amazing! We have used his group for two home purchases and a refinance over the last 11 years and they have been awesome every time. I highly recommend Patrick and his team to anyone looking to purchase or refinance a home!
I don't write reviews really, but I will for HST. My house hunt took a loooong time and entailed multiple weekend interruptions to Pat. I'm very thankful for his prompt replies. Super easy to get pre-qualified and HST locked me in at a great rate. The HST portal was sinple to use when uploading documents. Additionally, Susanne and Angeline were very professional and easy to work with. Wish I could use HST for more than a home loan!
Patrick, Suzanne, and the team at HST are fabulous. They’ve helped us through two home purchases and two re-go’s in the last 8 years. They are always responsive, provide the best rates, and are incredibly flexible in timing and services. I cannot recommend them more highly. They are our go-to; our trusted advisors.
Patrick, Suzanne, and Angeline were friendly, professional, and quick with our whole loan process. We had a unique situation and had to close quickly. They worked closely with our realtor and us to get everything in order and done by our needed closing date. With this tough market, it was a plus how quickly they worked! We definitely recommend this group for any loan needs. Thank you for all you did for us!
Pat and the team at HST were great to work with. They are very knowledgeable of the VA loan process and guided us through the entire way, from start to finish. They were able to offer us a very competitive rate as first time homebuyers and were able to close our loan in an astonishing three weeks, making our offer very compelling to sellers in a hot market. Excellent service and definitely recommend. Will work with HST Mortgage again.
Pat, Angeline, and Susanne are very thorough in what they do. I have worked with them twice in less than 3 years, and both have been great experiences to alleviate the stress of home buying. We are very grateful!
I've worked with Pat on a multiple home purchases and refinances and his team always delivers. Pat is easy to work, always accessible, and dependable. If you're looking for a local lender who is from the area that you can trust, give Pat a call. He and his team are awesome!
We bought a house with Patrick and HST- It was a pretty good experience- they were available 24/7 for all of our questions. The only slight negative I had with the experience was that sometimes we got time sensitive things to do and the email/notification came late in the day- If I didn't have a very flexible work schedule without kids at home we may have missed a deadline once or twice. But great guy, and crew.
Patrick assisted us when we purchased our home, and provided outstanding service and support. We reached out to him in order to refinance, and again he hit it out of the park with his service and support. Definitely recommend him and his team.
Extremely efficient and professional service! Always a pleasure to work with Patrick! He and his staff help us to find the best options for our mortgage.
Went through Pat and his team for the second time! They work hard to make sure they give you the best rate! They are always there when you need them!!
The Cunningham Group is a wonderful organization- the right fit whether you are an experienced buyer or looking to close your first home! We had nothing but a great experience with Pat, Angeline, Susanne and the entire Team when going through a FAST 2-week close. Talk about a nail biter; the group was prompt, professional and confident that with organization we could accomplish a fast turnaround. I believe earnestly that everyone I dealt with was responsive, caring and experienced in dealing with other processes such as underwriting. When you decide to give HST a shot, you don't have to decide between getting a competitive offer or expertise... you get it all! Please give this team a shot and they will over-deliver on both making sure you are maximizing financial decisions as well as turning around the loan package! Thank you team!
Pat and his team made sure we were always aware of the loan status. They worked diligently to process the loan prior to the new year, which helped me skip a payment.
This was my first home purchase. The whole team was absolutely fantastic. They answered all of my questions and never made me feel silly for questions I thought were probably really dumb. They walked me through everything and explained all of my options. I never felt uncomfortable or that I was being a nuisance for reaching out for clarification. I would highly recommend.
Patrick and his team were the most professional team I've worked with for home loans. Thew were able to get me a great rate without any hassle and quickly responded to any problem or question I had. Their application process is actually quite stream-lined too. Would definitely recommend.
Buying a home can be stressful, but Pat and his team helped ease that stress for my wife and I by walking us through the process, always keeping us informed, and meeting our closing deadline without any trouble. This was the first home we have purchased, so we don't have any prior experience with lenders, but I can't imagine the process going more smoothly than it did with The Cunningham Group.
Once again Patrick and his crew made our refinancing the easiest thing imaginable! Everyone on his team is extremely nice and helpful. They were able to make what is typically a stressful process basically stress free! This is fourth time working with Patrick and I recommend him to anyone who wants someone who is trustworthy, knowledgeable and efficient.
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